Banking Services

Associate Degree | ATU ozark

A career in banking opens doors of possibility and provides the banking professional many opportunities to use their skills in meaningful ways.  Banking Services involves more than standing behind a window and taking money.  As a banking professional, you could provide customer service and advice to customers in person, verify bank transactions, explain credit to clients, advise on loans or work in loan underwriting. You may help families buy their first home or guide them through saving for their child's college education. There are also many back office positions available. You may choose to work behind the scenes in online banking, as a new account specialist opening customer accounts, information verification, processing or back office retail. Banking can be an incredibly rewarding career, especially if you like numbers. High school students may begin the Banking Services program by taking classes concurrently with their regular studies and earn credit toward a certificate of proficiency which will apply to the technical certificate and associate of applied science degree.


Hands-on Learning Opportunities

  • Students work on practical exercises in class.

Skills You Will Learn

  • Apply extensive knowledge of Excel spreadsheets.
  • Build a legal foundation of banking and financial regulation.
  • Demonstrate professional written and verbal communication.
  • Examine all levels of loan operations.
  • Examine ethics.
  • Learn daily teller and branch operations.
  • Learn how to use Microsoft Office Word Processing and PowerPoint Presentation software.
  • Record financial transactions, prepare financial reports.

Students living in states bordering Arkansas receive in-state tuition.

Financial Aid is available for those who qualify. The Arkansas Tech University school code to use on the FAFSA is 001089.

The AR Futures grant could cover your expenses for this credential. Check credential eligibility

Calculate Tuition

You could work as a(n):

  • Branch Manager
  • Loan Officer
  • Loans Review Specialist
  • Operations Specialist

Alumni of our program work at:

  • Arvest
  • Bank OZK
  • Regions Bank
  • Simmons Bank

View the links below to better understand the courses, the course timeline, and who your faculty will be when you enroll as an ATU student.

Credentials that stack with this degree:

  • Bachelor of Applied Science
  • Bachelor of Professional Studies


Point of Pride

Our program has a strong partnership with industry partners to ensure relevant learning for students.



Find out how we will empower you to meet every challenge head-on.

 Apply to Ozark Campus Visit Request Information Explore other degrees


Program Faculty


Charlotte Coats

Charlotte Coats
Program Director

Technology and Academic Support
1700 Helberg Lane
Ozark, AR 72949

(479) 508-8500 ext 6605