A project by: Leadership Tech Cohort 2 - Team Summit
Financial Literacy
Tech $ense is your one size fits all resource for financial literacy. This site will help you plan for college, pay for college, and help you with your everyday financial decisions. Once you have viewed everything on our site, take the College Quiz to test your financial literacy knowledge and apply for a $1000 scholarship.
INCREASE YOUR KNOWLEDGE
FEDERAL AID
Federal aid consists of the Pell grant, student loans, and work-study. Apply for Federal aid and view your current aid package at Arkansas Tech.
SCHOLARSHIPS
Apply for state and Arkansas Tech Foundation and GPA scholarships. Also, view scholarship renewal requirements and deadlines.
STUDENT LOANS
View your current student loan balance, estimate your monthly loan payment, or get help making your loan payments.
MONEY BASICS
How to read your paycheck, what goes into your credit score, and how to avoid identity theft are just a few things you can find under money basics.
FEDERAL AID
APPLY FOR FEDERAL AID (FAFSA)
Complete the Free Application for Federal Aid (FAFSA) to apply for the Pell grant,
student loans, and work-study. All students receiving a scholarship or waiver from
ATU must complete the FAFSA.
VIEW MY FINANCIAL AID AWARDS
Once you complete the FAFSA and all supporting Financial Aid documents you can view your financial aid awards by logging into OneTech and clicking on 'Tuition & Aid'. You will see federal, state, and private aid you are eligible to receive.
financial aid faqs
The Financial Aid office can be a very busy place and can be hard to reach via phone.
View some of the most common financial aid questions here.
contact a financial aid advisor
Have a financial aid question and don’t have time to call? Don’t have a fax machine and need to get documents to financial aid? Click here to email the financial aid office.
SCHOLARSHIPS
STATE
SCHOLARSHIPS
Apply for all state funded scholarships including the Lottery scholarship.
ATU
SCHOLARSHIPS
New student? Current student? Ozark student? Transfer student? View a list of all
ATU scholarships and their requirements.
FOUNDATION SCHOLARSHIPS
You can apply for private ATU foundation scholarships too. Complete the application to find what scholarships you may be eligible to receive. This application is open to all current and new students.
MY LOANS
View my loan balance:
Know What & Who You Owe: Would you like to know the total lifetime balance of the loans you have borrowed from ATU and other schools? This link will take you to the Federal website so you can view all your loans and the contact information for your servicer(s).
VIEW LOAN BALANCE & SERVICER INFO
Estimate my loan repayment amount:
The loan repayment calculator will use your current loan balance to determine what your estimated monthly repayment amount will be. You can also find out how much you would owe under the different repayment plans. Note: To receive specific repayment information, you will need your FSA ID to sign in to this website.
Repayment Plans:
There are several repayment plans available, including some which are based on your income. This link describes each one so you can determine which plan is right for you.
I am having trouble making my loan payments:
Having trouble making your payments? Don't give up! Arkansas Student Loan Authority
(ASLA) can help! ASLA is a non-profit institution which specializes in assisting
students like you.
MONEY BASICS
Identity Theft
As a college student you are a major target for identity theft. In 2017 there were
16.7 million victims of identity theft in the United States totaling around 16.8 billion
dollars in money stolen. Knowing how to keep your personal information safe can save
you time, money, and anguish. Here you can learn different ways to protect your identity.
About Credit Scores
Credit scores often range from 300 to 850. Know what goes into your credit score
and how lenders use this number to make lending decisions.
About My Paycheck
Have you ever received a paycheck and wondered where all your hard earned money went?
Have you ever wondered who FICA is and why she is taking all your money? Click below
to learn what is coming out of your paycheck and where the money is going.
Do I Really Need a Credit Card
Credit cards are good if used responsibly, but they can get you in trouble. Find out what responsible and irresponsible credit card behavior includes here.
Bank Account Basics
A checking account is an inbox for your money. Learn the basics of how to open and
manage an account and how to avoid possible hidden fees.
HAVE QUESTIONS?
Money can be a complicated topic. If you have any questions about financial aid, financial literacy, or the content on this website, please feel free to contact the Arkansas Tech Financial Aid Office. Their friendly staff will be glad to assist you.
TALK WITH ATU FINANCIAL AID
Brown Hall, Suite 206
105 West O Street
Russellville, AR 72801
Phone: (479) 968-0399
Fax: (479) 964-0857
Email: fa.help@atu.edu
