• Letter from the Editor
  Genie Black, Arkansas Tech University
  
  
• CRITIQUE ON CULTURAL DIVERSITY
  Lycourgos Hadjiphanis,Loizos Christou, College of Tourism and Hotel Management
  
  
• THE ROLE OF E-COMMERCE ON CUSTOMERS BEHAVIOUR
  Lycourgos Hadjiphanis,Loizos Christou, College of Tourism and Hotel Management
  
  
• NON-GOVERNMENT ORGANIZATION (NGO) LEADERSHIP EFFECT OVER SMALL BUSINESS DEVELOPMENT BY TSUNAMI VICTIMS IN NANGROE ACEH DARUSALAM, INDONESIA
  Monang Sitorus, HKBP Nommensen University
  
  
• PERFORMANCE MANAGEMENT IN INSURANCE CORPORATION
  Ramanadh Kasturi