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Benefits Package

Arkansas Tech University offers a rich benefits package to enchance your quality of life by protecting you in a variety of circumstances, assisting in your personal and professional growth and helping you maintain balance in your work and family life. The benefits and opportunities available to you include great health insurance coverage, retirement options with generous matching schedules, an array of ancillary products and an extensive tution waiver program.

 

  •  Medical Insurance - Arkansas Blue Cross and Blue Shield  

    Employee Rates (per month)                            Coverage                                                                             

    Employee Only:                   $0                           Deductible:         $950 Individual/$1,900 Family

    Employee & Spouse:          $427.64                 Co-insurance:      80/20% In-network, 60/40% Out-of-network

    Employee & Children:        $178.08                 Co-pays:

    Employee & Family:           $614.26                 Office Visit            $35.00

                                                                             Pharmacy             $15 Generic/$45 Brand/$65 Non-preferred Brand

  •  Dental Insurance - Arkansas Blue Cross and Blue Shield

    Rates (per month)                                               Coverage

    Employee Only:                   $0                           Deductible:         $50 Individual

    Employee & Spouse:          $25.10                   Co-insurance:      100% Preventive Services

    Employee & Children:        $21.70                                                   80% Basic Services

    Employee & Family:           $56.20                                                   50% Major Services

                                                                                                             50% Orthodontic Services

  •  Vision Insurance - Humana

    Rates (per month)                                               Coverage

    Employee Only:                   $  8.88                    Co-pays:             $10 Exam

    Employee & Spouse:          $17.70                                                $15 Materials

    Employee & Children:        $16.82                   Exam:                    Once every 12 months

    Employee & Family:           $26.42                   Lenses or             

                                                                             Contact Lenses:    Once every 12 months

                                                                              Frames:                Once every 24 months

  •  Retirement Options

    TIAA-CREF Defined Contribution Plan 403(b):

       6% Employee Contribution/10% Employer Contribution

    Arkansas Public Employees Retirement System (APERS) Defined Benefit Plan:

       5% Employee Contribution/14.5% Employer Contribution

  •  Ancillary Products – USAble Life

    Group Term Life

    Coverage: 2 x annual salary with a maximum of $50,000

    Employee Contribution for maximum coverage: $9 per month

    Employer Contribution for maximum coverage: $9 per month

     

    Voluntary Group Term Life

    Available for employee, spouse and children

    Rates based on age and coverage amount

    Guaranteed Issue: $150,000 for employee, $30,000 for spouse, $10,000 for children

     

    Accidental Death and Dismemberment

    $.30 per $10,000 unit

    Guaranteed Issue: $300,000 for employee, $300,000 for spouse, $10,000 for children

     

    Long Term Disability

    Benefit: 60% of basic monthly wage up to $7500

    Benefits begin on the 91st day

     

    Short Term Disability

    Benefit: 60% of basic weekly wage up to $1250

    Benefits begin on 8th day

  •  Ancillary Products – American Fidelity
    Flexible Spending Accounts, Whole Life, Cancer, Accident, Long-term Care, Critical Choice, Hospital Indemnity
  •  2016 Benefits Package
  •  Benefits Forms